Term Loan
A funding option for businesses seeking a defined amount of capital with structured repayment.
- Approximate range: roughly $20K–$1M.
- Terms may extend up to about 24 months, depending on approval and fit.
- Often used for expansion, equipment, repairs, payroll timing, inventory, vendor obligations, staffing, or operating pressure.
Working Capital
Flexible funding for operating needs such as payroll, inventory, repairs, marketing, staffing, equipment, vendor payments, or seasonal pressure.
- Fit is often tied to monthly business revenue and operating history.
- Often suited for businesses operating about 12+ months with steady monthly revenue.
- Built to support the everyday running of an established business.
Line of Credit
A funding option that may provide access to capital as business needs arise.
- Useful for uneven cash flow, inventory timing, and vendor payments.
- Helpful for short-term operating needs, seasonal demand, and planned expenses.
- May also help with unexpected business costs as they come up.
Ranges and terms are general guidance only and are not an offer, quote, or guarantee. This is not a commitment to lend. All funding is subject to approval.
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